M-Penny sorts every M-Pesa payment into clean books, files your eTIMS with KRA automatically, and turns your record into credit. One app. No accountant required.
Not because the idea was wrong — because nobody could see the numbers in time. M-Penny is the instrument panel every Kenyan business deserves.
Link M-Pesa once. Every shilling in and out is sorted, categorised and reconciled — automatically. You'll never touch a spreadsheet again.
Raise an invoice and it's stamped with KRA in real time — verified, deductible, compliant. No portal, no penalties, no last-minute panic.
A clean record is collateral. Borrow against your own numbers — pre-approved, no paperwork, no guarantor. Growth capital, the moment you've earned it.
No forms, no fees. Your business name and M-Pesa number — that's it.
Pull payments straight in and send eTIMS-stamped invoices in seconds.
Clean books, taxes set aside, and a credit score that opens real loans.
M-Penny turned my M-Pesa mess into clean books — and my first real loan.
Join the businesses turning everyday M-Pesa into clean books, painless tax, and real credit.