verified A Natcrest Holdings Innovation

Your books, taxes and credit — one app.

The all-in-one financial dashboard for Kenyan MSMEs — bookkeeping, eTIMS and credit, without the headache.

Automatic M-Pesa bookkeeping.

Payments into your own Till become ledger lines as they arrive, once automatic recording is on — far less typing, no spreadsheets.

M-Penny prepares your returns from your books and shows every deadline ahead of time.

Unlock working capital based on the money actually flowing through your books.

check_circle KRA Approved eTIMS

lock Secured by Natcrest

payments M-Pesa Integrated

A glimpse of your dashboard

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Today

Sales Total

trending_up +12% from yesterday

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eTIMS Compliance

"KRA Filing Ready for Q3"

Verified Merchant

Wallet Balance

KES 142.3k

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Till payments matched to your books as they arrive, once you connect your Till. No more copying Lipa na M-Pesa messages by hand.

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Issue eTIMS invoices at the point of sale, filed with KRA as you issue them once eTIMS is connected — and your returns prepared from your books.

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Get business insights, low-stock alerts, and financial forecasting personalized for your shop.

Not because the idea was wrong — because nobody could see the numbers in time. M-Penny is the instrument panel every Kenyan business deserves.

Pull payments straight in and send eTIMS-stamped invoices in seconds.

Clean books, taxes set aside, and a credit record that licensed lenders can rely on.

Join the businesses turning everyday M-Pesa into clean books, painless tax and a credit record built on proof.

7-day free trial · No card required · From KSh 499/mo