Kenya's small businesses are trapped between two systems that don't talk to each other. Paper ledgers can't unlock formal finance. Phone-data lenders can't see your real business.
One app for the three things that take a shopkeeper’s week — and they are the same three things a bank, a supplier or KRA will ask you about.
Every sale, expense, payment and stock movement in one ledger — double-entry, without the double entry.
The return filled from your own books, on KRA’s own form — before the deadline rather than after it.
Books a lender, a supplier or a landlord will accept — and a picture of your trade that belongs to you.
Not a QuickBooks port — a tool that meets a kiosk where it is.
Every payment in or out becomes a double-entry ledger row. Tap to confirm, or let the engine categorise it.
Draw a contract, send it to another merchant by number, and let them accept and sign — with optional AI drafting. Any deposit is paid straight to the person it is owed to. Free on Biashara; pay-per-use on Imarika.
Each invoice filed with KRA as you issue it, once your eTIMS is connected. The mandate that worries other shops becomes part of making the sale.
Watch your score climb as your records get cleaner. It's gamified compliance — and it builds the record licensed lenders will read.
P&L, balance sheet, cash flow — exportable, accountant-readable, lender-acceptable.
Record a sale with no signal. Your books live on the device and reach your account the moment you are back — and anything still waiting is named, never silently dropped.
Send the invoice PDF, receipts and statements where your customers already are — WhatsApp included.
Start your 7-day free trial. Connect M-Pesa. Watch your credit score climb. When you're ready for capital, your record shows what you can repay.