Every business starts with a 7-day free trial — full access, no card. After that, prepay a simple monthly fee: Imarika for the everyday shop, Biashara for a business with payroll and audit ambitions.
Everything the everyday shop needs — your books, taxes and credit, sorted.
Everything in Imarika, plus payroll, multiple tills, and audit ambitions.
When the app isn't enough, our CPA-K-qualified team takes over the books directly.
| Tier | Monthly | Best for |
|---|---|---|
| Basic Managed | KSh 5K–15K | Daily bookkeeping, reconciliation, monthly P&L, VAT/PAYE returns · KSh 100K–2M annual revenue |
| Premium | KSh 20K–50K | Management accounting, budgets, variance analysis, tax planning, audit support · KSh 2M–50M annual revenue |
| Enterprise / CFO | KSh 75K+ | Part-time CFO, internal audit, due diligence, ERP, board reports · investment-seeking growth businesses |
Start your 7-day free trial. Connect M-Pesa. Watch your credit score climb. When you're ready for capital, M-Penny knows you can pay it back.